serving with love

Empowering Communities Through Sustainable Finance

Dire Microfinance has successfully concluded its nine-month performance review for the 2026 fiscal year with a two-day forum in Harar. The event brought together branches from Dire Dawa, Harar, Jijiga, and Haramaya, alongside the head office, to present achievements, share insights, and chart the path forward.

Highlights of the Forum

• Comprehensive Reporting: Branches presented detailed operational, financial, and loan portfolio reports, sparking constructive discussions on performance and future strategies.
• Savings Mobilization: Strong emphasis was placed on expanding savings programs as the foundation for sustainable growth.
• Inclusive Finance: Leadership underscored the importance of increasing access to credit services for women and youth, reinforcing the institution’s commitment to gender equality and community empowerment.

Performance Achievements

• Loan Portfolio: Outstanding loans exceeded 1.7 billion birr.
• Capital Base: Capital grew beyond 720 million birr.
• Loan Distribution: More than 727 million birr disbursed to over 3,000 clients.
• Impact: Achieved 80% financial performance and 91% client outreach success.
• Risk Management: Portfolio At Risk /PAR/  or Non-Performing Loans over 91 days reduced to 0.78%, reflecting strong credit discipline.

Leadership Insights

Mr. Fasil Getachew, Deputy CEO and MIS Director, highlighted the institution’s remarkable progress in savings mobilization and urged continued efforts to strengthen this foundation. He emphasized:

• Sustaining positive achievements in savings mobilization.
• Expanding youth and women’s participation in loan services.
• Enhancing customer satisfaction through responsive service delivery.

Mr. Fasil attributed Dire Microfinance’s success to the collective spirit of its leaders and staff, working as one family to achieve shared goals.

Looking Ahead

Dire Microfinance continues to demonstrate resilience and growth, driven by teamwork, innovation, and a commitment to inclusive finance. The institution remains dedicated to empowering communities, advancing financial inclusion, and building a sustainable future through responsible lending and savings.

Together, we are shaping a stronger, more inclusive financial landscape for Ethiopia.