ድሬ ማይክሮ ፈይናንስ ተቋም የሚሰጣቸው የብድር እና የቁጠባ አገልግሎቶች

• የመደበኛ  የብድርና ቁጠባ  አገልግሎት፣
• የካፒታል  ዕቃ  ፋይናንስ  (Machinery Lease) እና
• የወለድ  አልባ  የብድርና ቁጠባ  አገልግሎት ናቸው፡፡

በመደበኛው የብድር አገልግሎት

• የቡድን ብድር
•  የግል ብድር
•  የማህበር ብድር
•  የቤት መስሪያ ብድር
•  የፍጆታ ብድር
•  የተሽከርካሪ ብድር

በወለድ አልባ የብድር አገልግሎት

• ሙራባሀ፡- ደንበኛው የሚፈልገውን ዕቃ /ንብረት/ በዓይነት በመግዛት የተወሠነ የትርፍ ጭማሪ ታክሎበት የሚሰጥ ብድር ፣
• ኢጃራ፡- ለሥራ የሚያገለግሉ ማሽኖችን ወይም ተሽከርካሪዎችን ገዝቶ  ማከራየት፣

ተቋሙ የሚሰጣቸው የቁጠባ አገልግሎቶች

• መደበኛ  የቁጠባ  አገልግሎት
• ወለድ  አልባ  የቁጠባ  አገልግሎት

በመደበኛው የቁጠባ አገልግሎት

• መደበኛ የደብተር ቁጠባ
•  የተበዳሪዎች የውዴታ ግዴታ ቁጠባ
•  የታዳጊዎች ቁጠባ
•  የጣምራ ቁጠባ
•  የጊዜ ገደብ ቁጠባ
•  የቤት ለቤት ቁጠባ
•  የሳጥን ቁጠባ
• የተንቀሳቃሽ ሂሳብ ቁጠባ (Checking Account)

በወለድ አልባ የቁጠባ አገልግሎት

• ዋዲአ (የተቀማጭ  ቁጠባ)
•  ሙዳረባ (የኢንቨስትመንት  ቁጠባ)  በዋናነት ይጠቀሳሉ፡፡

ድጅታል ፋይናንስን ተግባራዊ ከማድረግ አንፃር

• የኮር ባንኪንግ አገልግሎት (Core Banking Service)፣
• ድሬ ሞባይል ዋሌት አገልግሎት (Dire Mobile Wallet Service) እና
• ቴሌ ብር አገልግሎት (Tele-Birr Service) ሲሆኑ ፣ ተቋሙ እነዚህን ዘመናዊ አሰራሮችን ተግባራዊ በማድረግ ፈጣንና ቀልጣፋ የፋይናንስ አገልግሎት በመስጠት ላይ ይገኛል፡፡

Dire Mobile Banking …………. Application photo

Tele፡- 0251-11-92-47/0251-12-48-18/0251-12-70-72

              E-mail፡- Diremicrofinance1996@gmail.com

Services offered by Dire Micro-Finance Institution

• Credit Services
• Saving Services
• Fund Administration
• Credit life insurance
• Conventional micro insurance
• Islamic micro-insurance/Tekaful Teawuni/      
• Training and consultancy service for our loan Customers
• Other payment and collection services

Credit and saving Products /services/ provided by Dire Micro-Finance Institution

• Conventional Loan and Saving Products
• Interest free loan and Saving Products and
• Machinery Lease (Lease Finance)
• Digital Saving and Loan Products
• Credit products includes:
• Conventional Loan Products
  • Group loan,
  • Individual loan,
  • Cooperative loan,
  • Housing loan,
  • Consumption loan,
  • Vehicle Loan,
• Interest free loan
  • Murahaba
  • Ijara
• Lease financing focusing on Machinery financing
• Saving Products
• Conventional Savings Products
  • Voluntary Savings,
  • Mandatory savings,
  • Child Savings,
  • Joint savings,
  • Time deposit,
  • House to house savings,
  • Box savings,
  • Checking Account.
• Interest free savings
  • Wadia (deposit savings)
  • Mudareba (investment savings)

• Implementing for Digital Finance
  • Core Banking Service
• Digital Saving and Loan Products Digital Saving Products

Explore the convenience of safeguarding your finances with our Digital Saving Product. Tailored to fit your needs, our diverse range of saving accounts, including Non-Interest-Bearing options, ensures your money is not only saved but also grows.

1.1 Digital Saving Products Features

1.1.1 Flexible Fund Transfers Enabled:

• Transfer from Wallet to Digital saving account:

Easily transfer funds from your wallet account to your saving account, seamlessly allocating or crediting funds for saving purposes from your wallet account.

• Transfer from Digital saving to Wallet:

Flexibly transfer money from your savings account back to your wallet account whenever needed, providing easy way to top up your wallet.

• Transfer from Digital saving to Bank account:

Initiate transfers directly from your saving account to any bank account (Ethswitch member financial institution) facilitating convenient transfer targeting bank/MFI accounts.

• Transfer from one Digital saving to Other Saving:

Transfer funds from your saving account to another saving account, allowing for easy fund transfer across multiple saving accounts with the same financial institution.

• Transfer from Banks/MFI regular account (Ethswitch member financial Institutions) to Digital saving accounts:

This provides a convenient way to transfer money from your regular accounts maintained with financial institutions into your digital saving accounts, instantly.

1. Digital Loan Products
2. Our diverse Digital Loan services, a collaborative effort between Kacha and Dire MFI. This service is designed to provide you with rapid access to short-term loans directly through your mobile phone, ensuring you can address immediate or unexpected financial demands with ease.

2.1 Types of Digital Loan Products:

2.1.1 Bajaj Loan:

The Bajaj Loan is specifically crafted to address the diverse short-term financial requirements of Bajaj owners and/or drivers. It offers customized financial support to Bajaj drivers, primarily to manage urgent costs that ensure their vehicle remains operational, along with other associated financial necessities.

Types of Bajaj Loans:

• 7 days, Bajaj Loan
• 14 days, Bajaj Loan
• 30 days, Bajaj loan

2.1.2 Digital Salary Advance:

• It is a streamlined financial solution for employees within a legally recognized organization. This product is tailored to bridge the gap between paydays, offering short-term financial support for urgent needs.

Types of Digital salary advance Products:

• 33% of basic salary with 15 days of installment;
• 50% of basic salary with 1 month installment;

               Tele፡– 0251-11-92-47/0251-12-48-18/0251-12-70-72

E-mail፡– Diremicrofinance1996@gmail.com

                                                                                 Website:- diremicrofinance.com

                                       Face book:- Dire micro Finance Institution

                   Dire Micro finance Institution s.c

ድሬ ማይክሮ ፋይናንስ ተቋም አ.ማ